GST Basics
5 min readJanuary 2025

CGST, SGST and IGST Explained Simply

Why Three Components Exist

India runs a dual GST model because the Constitution gives both the Centre and the States the power to tax the supply of goods and services. Instead of two separate, uncoordinated tax systems, the GST Council designed a unified structure that splits the tax collected on every transaction between the Centre and the destination State, while keeping a single, harmonised rate structure nationwide. This is why every invoice you receive shows either CGST+SGST or IGST rather than a single "GST" line — the split determines who receives the revenue, not how much tax you pay overall.

What is CGST

Central Goods and Services Tax (CGST) is the portion of GST collected by the Central Government on an intra-state sale — meaning the seller and buyer are in the same state. If a product attracts 18% GST and is sold within Delhi, 9% is charged as CGST and goes to the Centre, while the remaining 9% is charged as SGST and goes to the Delhi government. CGST is governed by the CGST Act, 2017, and its rates are notified by the GST Council alongside SGST rates for perfect symmetry.

What is SGST

State Goods and Services Tax (SGST) mirrors CGST but is collected by the respective State Government for intra-state transactions. Each state has its own SGST Act (largely uniform in structure across states), and SGST revenue funds state budgets directly. For Union Territories without a legislature, an equivalent tax called UTGST applies instead of SGST, following identical rate logic.

Key RuleFor intra-state sales, CGST and SGST are always equal — each is exactly half the total applicable GST rate.

What is IGST

Integrated Goods and Services Tax (IGST) applies when the seller and buyer are in different states (inter-state supply), or on imports into India. Rather than splitting the transaction into two components, the full GST rate is charged as a single IGST amount, collected by the Centre, and then apportioned to the destination state based on where the goods or services are ultimately consumed. This "destination-based" principle ensures the state where consumption happens receives its due share, even though the seller may be located elsewhere. Try our Standard GST Calculator to see IGST computed instantly by toggling the transaction type.

Comparison Table

ComponentApplies WhenCollected ByRate
CGSTIntra-state saleCentral GovtHalf of slab rate
SGSTIntra-state saleState GovtHalf of slab rate
IGSTInter-state sale / importCentral Govt (apportioned to state)Full slab rate

Practical Calculation Examples

Consider a Delhi-based retailer selling goods worth ₹10,000 at the 18% slab to a customer also in Delhi. This is an intra-state sale, so CGST = ₹900 (9%) and SGST = ₹900 (9%), giving a total invoice value of ₹11,800. Now consider the same retailer selling identical goods to a customer in Maharashtra. This is inter-state, so IGST = ₹1,800 (18%) is charged as a single line item, and the invoice total remains ₹11,800 — the buyer pays the same amount either way, only the tax breakdown differs.

ITC Flow Across States

Input Tax Credit can be used across CGST, SGST and IGST, but with a defined priority order: IGST credit must first be used against IGST liability, then CGST, then SGST. CGST credit can be used against CGST and then IGST liability (never against SGST), and SGST credit follows the mirror rule against SGST then IGST. This cross-utilisation keeps the system revenue-neutral between Centre and States while letting businesses fully offset tax paid on inputs regardless of which component it was originally paid under. Estimate your own position with the ITC Estimator.

TipAlways check whether your customer is in the same state before invoicing — using the wrong CGST/SGST vs IGST split is one of the most common GST invoicing errors. Our Invoice Generator auto-detects this from the buyer's state.

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